We built the calculator site we always wanted — one that shows the real numbers, not the optimistic ones.
Most mortgage calculators only show Principal & Interest. That's like showing you the sticker price of a car without mentioning tax, title, and dealer fees. When you're deciding whether you can afford a $350,000 house, you need the real monthly number — including property taxes, homeowners insurance, and PMI if you're putting less than 20% down.
Easy Loan Numbers was built to fix that. Every calculator here shows you the full picture. No hidden costs, no optimistic assumptions, no pressure to sign up for anything.
Our formulas use standard financial math. We show you what a bank's spreadsheet would show you.
No premium tier, no locked features. All 12 calculators are completely free, forever.
We never store, log, or sell the numbers you enter. Everything runs in your browser.
Built for thumbs. Big sliders, readable fonts, charts that work on any screen size.
No heavy frameworks. Pages load in under a second so you get your answer immediately.
Our rate ticker pulls current averages weekly so your starting point is always realistic.
Easy Loan Numbers is part of a small family of free tool websites. Our sister site, Scramble Wizard, helps word game fans unscramble letters. We believe the best tools are simple, fast, and free — and we're building more of them.
We currently offer 12 free calculators covering every major loan type:
We'd love to hear from you. Found a bug? Have a calculator idea? Just want to say hi?
✉ hello@easyloannumbers.com