🏠 30-Yr Fixed: 6.87%🏠 15-Yr Fixed: 6.21% 🚗 Auto (New): 6.84%🚗 Auto (Used): 8.10% 💳 Avg Credit Card: 20.68%🎓 Student Loan: 6.53% 🏠 30-Yr Fixed: 6.87%🏠 15-Yr Fixed: 6.21% 🚗 Auto (New): 6.84%🚗 Auto (Used): 8.10% 💳 Avg Credit Card: 20.68%🎓 Student Loan: 6.53%

The Easy Loan Numbers Blog

Real answers to the financial questions people are actually Googling.

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Home Buying

What Credit Score Do I Need to Buy a House?

The minimum score by loan type — and what each range costs you in interest over 30 years.

Jan 14, 2025 · 7 min readRead →
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Auto Loan

How Much Should I Put Down on a Car?

The 20% rule explained, what negative equity really costs, and when less down is actually fine.

Feb 8, 2025 · 6 min readRead →
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Debt Payoff

Snowball vs. Avalanche: Which Debt Method Is Better?

The math-optimal method vs. the one people actually finish. Here's how to choose.

Mar 3, 2025 · 7 min readRead →
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Home Buying

How Much House Can I Afford on $60,000 a Year?

Real numbers using today's rates, the 28% rule, and a down payment reality check.

Mar 28, 2025 · 7 min readRead →
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Mortgages

What Is a Good Debt-to-Income Ratio?

What lenders look at, what the ranges mean, and how to lower yours before applying.

Apr 17, 2025 · 6 min readRead →
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Home Buying

How Much House Can I Afford on $80,000 a Year?

Including taxes, insurance, and PMI — not just the optimistic bank estimate.

May 2025 · 6 min readRead →