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Know Your Real Numbers Before You Borrow

12 free calculators covering every loan, from a $200K mortgage to a $5K personal loan. Move the slider, see the number.

12 Free Calculators
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Browse by Category

What are you calculating today?

Pick a category or jump straight to any calculator below.

🏠

Home Loans

Mortgages, refinancing, and how much house you can actually afford.

🚗

Vehicle Loans

Car, truck, RV, or boat — see your monthly payment before you sign anything.

💳

Personal Finance

Crush debt, plan for retirement, and understand your side hustle income.

All Calculators

12 Tools. Zero Fluff.

Every number you need — in one place.

🏠 Mortgage

Mortgage Calculator

Monthly payment with taxes, insurance, and PMI included. See the full picture.

Calculate
🚗 Auto

Auto Loan Calculator

New or used car. See payment, total interest, and total cost side by side.

Calculate
🏠 Mortgage

Home Affordability

Enter your income and debts. Get a real max purchase price — not an optimistic guess.

Calculate
🏠 Mortgage

Refinance Calculator

How long until your refi pays off? Break-even month included.

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🚐 Auto

RV Loan Calculator

Finance your rig. Compare shorter vs longer loan terms.

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⛵ Auto

Boat Loan Calculator

See the real cost of owning a boat before you hit the water.

Calculate
💳 Personal

Debt Payoff Calculator

Snowball or avalanche. See your debt-free date on a real timeline.

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📈 Personal

Retirement Calculator

Will you have enough? Enter your savings rate and see where you land at 65.

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💳 Personal

Personal Loan Calculator

Compare rates from 6% to 36%. Know what you're agreeing to before you sign.

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💳 Personal

Credit Card Payoff

Minimum payments will haunt you. See exactly why — and how to fix it.

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🎓 Personal

Student Loan Calculator

Standard, graduated, or income-driven repayment. See your payoff date and total interest.

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💰 Personal

Side Hustle Income

Hourly rate, hours per week, taxes withheld. Your real take-home number.

Calculate

⚡ New Feature

See Your Total Monthly Debt in One Number

Add your mortgage, car payment, and credit cards. Get your "Big Number" — the amount leaving your account every single month.

Try the Debt Dashboard →
Mortgage
$1,842
Car Loan
$487
Credit Card
$245
Total Monthly Debt $2,574
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Why Easy Loan Numbers

Built for People Who Just Want the Answer

No upsells. No email capture. Just the math.

Loads in Under a Second

No bloated frameworks. Every calculator is pure, fast-loading HTML and JavaScript.

📱

Thumb-Friendly on Mobile

Big sliders, readable text, charts that work on a 4-inch screen. Because 70% of you are on your phone.

🔒

Your Data Stays on Your Device

We don't store, sell, or even see your numbers. Calculate freely.

🧮

Taxes & Insurance Included

The #1 frustration with other calculators: they hide the real cost. We show all of it — P&I, PMI, taxes, insurance.

📊

Visual Amortization Charts

A chart that moves as you type. See principal vs interest over the full life of your loan.

🆓

100% Free. Always.

No premium tier. No "unlock full results." All 12 calculators, all features, all free.

From the Blog

The Numbers Behind the Numbers

Real answers to questions real people are searching for.

🏠

Mortgage

How Much House Can I Afford on $80,000 a Year?

The real answer — including taxes, insurance, and PMI — might surprise you.

🚗

Auto Loan

What Car Payment Can I Afford on a $50k Salary?

The 15% rule, the 20% rule, and why both might be wrong for your budget.

💳

Debt Payoff

Avalanche vs. Snowball: Which Debt Strategy Saves More in 2026?

We ran the math on a $28,000 debt load. The winner might surprise you.