📋 Your Monthly Debts
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Your Big Number
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Add your debts to see your monthly total
The 43% Rule
Lenders want your total debt-to-income ratio under 43%. Above that, most mortgage lenders won't approve you. Enter your income above to see where you stand.
Your "Big Number"
Most people have no idea how much debt they're actually servicing each month. Knowing your Big Number is the first step to paying it down faster.
Reduce It Fast
Eliminating one small monthly payment (even $100–$150/month) improves your DTI and frees up cash faster than you'd expect. Use the Debt Payoff Calculator to plan it.